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Posted by / 05-Apr-2017 15:48

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When businessman Keith Harrison fell behind with his loan repayments he was bombarded with telephone calls from the credit card company and a debt collector.

However, the judge said he was unimpressed with this claim.

He said it was clear that those pursuing Mr Harrison ‘would not listen to what he had to say of his difficulties’.

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They started ramping up interest rates and made it an absolutely impossible situation.’ Mr Tilley said the pressure had a profound effect on Mr Harrison, a father of two, and his family. No compassion was shown for his circumstances, there was just an overwhelming pressure to pay up.’ He added the decision by a High Court judge should inform the way courts deal with the way finance firms pursue debt.

‘We recommend people to record their phone calls to protect themselves from this kind of harassment.’ MBNA said it was reviewing the judge’s comments and that it had been unable to have ‘meaningful dialogue’ with Mr Harrison.

A spokesman for the bank said: ‘We were unable to ascertain the reason for non-payment.’ Link Financial, which bought the debt from MBNA and pursued Mr Harrison, accused him of being unco-operative.

Mr Harrison is a member of the Consumer Action Group, whose founder Marc Gander, welcomed the decision.

He said: ‘It’s great news that the High Court has recognised and condemned this kind of treatment.

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